Small Business Credit Cards

A blog about credit cards for small businesses.

Sunday, April 13, 2008

More Important News About Citi® Business Credit Cards and Balance Transfers

CitiBusiness® credit cards have been the most popular business credit cards at this website for some time. The fact that with most CitiBusiness credit cards, approved applicants could transfer credit card balances at 0% intro APR, and pay no transaction fee on introductory transfers, was certainly a contributing factor to their popularity.

Now, all the CitiBusiness credit cards we recommend at this site include a fee on both introductory and non-introductory credit card balance transfers. Here's a list, with corresponding intro APR details:


-- The Citi® ProfessionalSM Cash Card
  • 0% intro APR on purchases for 12 months.
  • balance transfer fee on any credit card balance transfer to this card.

-- The Citi® ProfessionalSM Card with Thank You® Network
  • 0% intro APR on purchases for 12 months.
  • balance transfer fee on any credit card balance transfer to this card.

-- The CitiBusiness® Card
  • 0% intro APR on purchases and balance transfers for 12 months.
  • balance transfer fee on any credit card balance transfer to this card.

-- CitiBusiness® Card with ThankYou® Network
  • 0% intro APR on purchases for 12 months.
  • balance transfer fee on any credit card balance transfer to this card.

The balance transfer fee for all the above CitiBusiness cards is currently "3% of the amount of each balance transfer, $5 minimum." Click here for more details.

I still like CitiBusiness cards a lot. I have a Citi® Business card in my wallet right now, and I've been very happy with it over the years. Citi is a highly reputable, world-class bank, and their credit products are outstanding.

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Tuesday, March 25, 2008

Important News Regarding The CitiBusiness® Card

Some good news and some bad news to report today.

The web surfers who visit this site like the business credit cards offered by Citi® a lot. Why? Because, heretofore, with all the Citi business credit card we've been recommending at this website, you could transfer non-Citi credit card balances at a zero percent introductory rate, and pay no transaction fee on the introductory balance transfers. The feeless, 0% balance transfer characteristic of these cards has helped to make them the most popular cards on this website.

OK, so first, the bad news. The CitiBusiness® credit card has recently been reconfigured by Citi, and now charges a fee on all balance transfers, including the introductory ones.

Actually, this news isn't so bad when weighed against the good news, which is that Citi still has 5 business credit cards to which you can transfer credit card balances at 0% intro APR, and pay no fee for the privilege. The cards are:

  • The Citi ProfessionalSM Cash Card

  • The Citi Professional Card

  • The Citi Professional Card with Thank YouSM Network

  • The CitiBusiness Card with Thank You Network

  • The CitiBusiness PremierPassSM Card

Click here for details about the above-listed cards.

FYI: The CitiBusiness credit card is still available. You can apply for it right now if you want, by visiting this page.

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Friday, December 01, 2006

Citibank (Citi) Business Credit Cards Featuring No Fee Balance Transfers

Zero percent credit card balance transfer offers are very popular right now -- especially feeless balance transfer offers -- and it's easy to understand why. Why would anyone pass on a chance to save on interest charges for up to 12 months?

The good news for business owners is that many business credit cards have excellent zero percent introductory annual percentage rate (APR) balance transfer offers associated with them, and with some of them you won't have to pay a balance transfer fee.

Recently, the good folks at Citibank removed the balance transfer fee from the 0% balance transfer offers associated with some of their business credit cards. You can't do much better than a feeless balance transfer offer, and, right now, certain Citibank business cards feature a 12 month interest-free period on both transferred balances and new purchases -- like the CitiBusiness Card®. Bottom line: credit card deals don't get too much sweeter than that!

Other Citi® business cards which currently feature the option to transfer credit card balances at zero percent with no balance transfer fee are:


Of course, the terms and features associated with the above-listed offers can change at any time, so be sure to read any and all credit card terms and conditions carefully before applying for any card recommended here.

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Business Credit Cards


0% Balance Transfer



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